Terms and Conditions

Effective Date: June 17, 2026
Last Updated: June 17, 2026

Welcome to Accounte.

These Terms and Conditions (“Terms”) govern your access to and use of Accounte, including our website, web application, Android app, iOS app, subscription services, AI features, financial tracking tools, reports, and related services collectively referred to as the “Services.”

Accounte is operated by Leet Wise Solutions (“Accounte,” “we,” “our,” or “us”).

By creating an account, accessing, downloading, subscribing to, or using Accounte, you agree to these Terms. If you do not agree to these Terms, you must not use Accounte.

1. Company Information

Company Name: Leet Wise Solutions
Address: Bahaddarhat, Chittagong, Bangladesh
Contact Email: support@accounte.com

For any questions about these Terms, please contact us at support@accounte.com.

2. About Accounte

Accounte is a personal finance and lightweight accounting platform that helps users track, organize, and understand financial information.

Accounte may include features such as:

  • Income and expense tracking
  • Accounts and balance tracking
  • Transfers between accounts
  • Receipt scanning and AI receipt extraction
  • CSV import and bank reconciliation
  • Categories and subcategories
  • Budgets
  • Savings goals
  • Loans tracking
  • Recurring schedules
  • Investments tracking
  • Financial reports
  • AI Chat Assistant
  • Notifications and reminders
  • Subscription-based premium features

Accounte is designed to help you organize your financial records. It does not replace professional financial, legal, tax, investment, or accounting advice.

3. Eligibility

You must be at least 13 years old or the minimum legal age required in your country to use Accounte.

If you are under the age of majority in your country, you may use Accounte only with permission and supervision from a parent or legal guardian.

By using Accounte, you confirm that:

  • You are legally allowed to use the Services
  • You can enter into a binding agreement
  • The information you provide is accurate and complete
  • You will comply with these Terms and applicable laws

4. Your Account

To use certain features of Accounte, you may need to create an account.

You agree to:

  • Provide accurate and complete account information
  • Keep your login credentials secure
  • Not share your account with unauthorized users
  • Update your information when necessary
  • Notify us immediately if you suspect unauthorized access to your account

You are responsible for all activity that occurs under your account.

Accounte is not responsible for losses caused by your failure to protect your login credentials, devices, or account access.

5. Account Security

Accounte may provide security features such as password protection, two-factor authentication, session management, and device login activity.

You are responsible for:

  • Using a strong password
  • Keeping your password confidential
  • Enabling two-factor authentication where available
  • Reviewing active sessions
  • Logging out from shared or public devices
  • Keeping your device secure

If you believe your account has been compromised, contact us immediately at support@accounte.com.

6. User Data and Financial Records

You own the financial data and content you enter into Accounte.

This may include:

  • Transactions
  • Account records
  • Budgets
  • Goals
  • Loans
  • Schedules
  • Investment records
  • Receipts and uploaded files
  • Notes and descriptions
  • AI chat messages
  • Reports generated from your data

By using Accounte, you grant us permission to store, process, display, analyze, and transmit your data only as necessary to provide, secure, maintain, and improve the Services.

You are responsible for ensuring that the information you enter into Accounte is accurate, complete, and up to date.

Accounte may generate calculations, summaries, reports, and insights based on the data you provide. Incorrect or incomplete data may result in inaccurate outputs.

7. Data Export and Account Deletion

You may request or complete account deletion in the following ways:

  • Web version: Sign in to your Accounte account and go to https://app.accounte.com/settings
  • Android app: Open the Accounte app, go to the More tab, tap your profile card, open Profile Settings, and choose Delete Account under the Security section
  • iOS app: Open the Accounte app, go to the More tab, tap your profile card, open Profile Settings, and choose Delete Account under the Security section
  • Email request: Contact us at support@accounte.com from the email address associated with your Accounte account

Before deleting your account, we recommend exporting any data you want to keep.

For security reasons, we may ask you to verify your identity before completing account deletion.

8. Privacy

Your use of Accounte is also governed by our Privacy Policy.

The Privacy Policy explains how we collect, use, store, share, and protect your information.

By using Accounte, you also agree to our Privacy Policy.

9. Subscription Plans and Pricing

Accounte may offer free features, paid subscriptions, premium plans, or paid features.

Subscription plans may provide access to additional features, higher limits, AI tools, reports, file uploads, advanced financial tools, support options, or other premium functionality.

Accounte may offer plans such as:

  • Free Forever
  • Premium
  • Executive

Plan names, pricing, included features, usage limits, billing periods, availability, and promotional offers may vary by country, platform, currency, tax rules, app store, or billing provider.

The exact subscription price, billing period, renewal terms, trial terms, and included features will be shown before you confirm your purchase.

We may add, remove, modify, rename, or limit plans and features from time to time.

10. Free Forever Plan

Accounte may offer a Free Forever plan at no cost.

The Free Forever plan may include limited access to selected Accounte features, such as:

  • Manual transaction entry
  • Limited account tracking
  • Auto-categorization rules
  • Loan tracker
  • Budgets and savings goals
  • Access on iOS, Android, and Web
  • Community support
  • Limited access to non-premium features

The Free Forever plan may not include full AI features, advanced AI processing, unlimited usage, premium reports, or higher usage limits.

The Free Forever plan does not require a credit card unless you choose to upgrade, start a paid trial, or purchase a paid subscription.

We may modify, limit, suspend, or discontinue parts of the Free Forever plan at any time, subject to applicable law.

11. Premium Plan

Accounte may offer a Premium plan.

The Premium plan may be offered at approximately $2.99 per month, unless a different price is shown at checkout due to country, currency, tax, app store pricing, promotional offer, or platform-specific rules.

The Premium plan may include features such as:

  • AI bookkeeper for voice, text, and photo entry
  • AI chat with your books
  • AI receipt scan with auto-match
  • Email forwarding for bills and receipts
  • AI auto-categorization that learns
  • AI smart insights, including trends and recurring activity
  • AI report generation
  • Up to a limited number of AI transactions per month, such as up to 300 AI transactions per month
  • Access on supported platforms, including iOS, Android, and Web

Premium plan features and limits may change from time to time.

Unless otherwise stated, unused monthly usage limits do not roll over to future billing periods.

12. Executive Plan

Accounte may offer an Executive plan.

The Executive plan may be offered at approximately $9.99 per month, unless a different price is shown at checkout due to country, currency, tax, app store pricing, promotional offer, or platform-specific rules.

The Executive plan may include features such as:

  • Unlimited AI transactions, subject to fair use and technical limits
  • Priority AI processing
  • Faster AI responses
  • Advanced AI reports
  • Custom report date ranges
  • Dedicated onboarding
  • Email and chat support
  • Access to selected premium or high-usage features

Executive plan features and limits may change from time to time.

“Unlimited” usage means that no fixed monthly transaction limit is applied under normal personal, freelance, or business use. However, we may apply fair use limits, rate limits, abuse prevention controls, or technical restrictions to protect the Services and other users.

13. Free Trials

Accounte may offer a free trial for selected paid plans, including Premium or Executive plans.

If a free trial is offered, the trial duration, plan name, price after trial, and billing period will be shown before you confirm your subscription.

Unless cancelled before the trial ends, your subscription may automatically convert into a paid subscription and renew according to the selected billing period.

You are responsible for cancelling your free trial before it ends if you do not want to be charged.

Free trials may be limited to new users, selected plans, selected countries, selected platforms, or promotional periods.

We reserve the right to modify, withdraw, or end free trial offers at any time.

14. Billing and Payments

If you purchase a subscription or paid feature, you agree to pay all applicable fees, taxes, and charges.

Payments may be processed through:

  • Apple App Store
  • Google Play
  • Third-party payment processors
  • Direct website billing, where available

When you make a purchase through Apple App Store or Google Play, your payment is handled by the respective app store according to its own terms, conditions, and billing policies.

When you make a purchase directly through Accounte or another payment provider, the payment processor may collect and process your payment information according to its own terms and privacy policy.

We do not store full credit card numbers unless explicitly stated.

15. Auto-Renewal

Subscriptions may renew automatically unless cancelled before the renewal date.

By purchasing a subscription or starting a free trial that converts into a paid subscription, you authorize the applicable payment provider, Apple App Store, Google Play, or Accounte’s payment processor to charge the applicable subscription fee at the beginning of each billing period until you cancel.

Your subscription may continue and renew automatically unless you cancel it through the platform where you purchased it.

16. Subscription Cancellation

You may cancel your subscription at any time.

If you subscribed through Apple App Store, you must cancel through your Apple account subscription settings.

If you subscribed through Google Play, you must cancel through your Google Play subscription settings.

If you subscribed directly through Accounte or another payment provider, you may contact us at support@accounte.com for cancellation assistance.

Cancelling a subscription stops future renewals but does not automatically refund past payments.

After cancellation, you may continue to access paid features until the end of your current billing period, unless otherwise stated by the payment platform or applicable law.

If available, you may pause a subscription according to the rules of the platform or billing provider where you purchased it. Subscription pause options may not be available for all plans, platforms, or payment methods.

17. Restore Purchases

If you purchased a subscription through Apple App Store or Google Play, you may need to restore purchases to regain access to paid features after reinstalling the app, changing devices, or signing in again.

Restore purchase availability may depend on your app store account, purchase history, device, platform, and subscription status.

If you have trouble restoring a purchase, contact us at support@accounte.com.

18. Refunds and Money-Back Guarantee

Refund eligibility depends on where you purchased your subscription.

If you purchased through Apple App Store, refund requests are handled by Apple according to Apple’s refund policies.

If you purchased through Google Play, refund requests are handled by Google according to Google Play’s refund policies.

If you purchased directly through Accounte, refund requests may be reviewed by us on a case-by-case basis, unless otherwise required by applicable law.

Accounte may offer a money-back guarantee or promotional refund offer for selected purchases, plans, platforms, or billing methods.

If a money-back guarantee is offered, the specific eligibility rules, time period, refund method, and exclusions will be shown with the offer or at checkout.

For purchases made through Apple App Store or Google Play, refunds are generally handled by Apple or Google according to their own refund policies, even if a promotional guarantee is displayed.

For purchases made directly through Accounte, eligible first-time purchases may qualify for a refund under the applicable offer terms, subject to review and applicable law.

We do not guarantee refunds for:

  • Failure to cancel before renewal
  • Not using the service during a billing period
  • Loss of access caused by violation of these Terms
  • User error
  • Incorrect data entered by the user
  • Dissatisfaction after continued use of paid features
  • Purchases that are not eligible under Apple App Store, Google Play, or the applicable payment provider policies

Nothing in these Terms limits any refund rights you may have under applicable consumer protection laws.

19. Price Changes

We may change subscription prices from time to time.

If required, we will provide notice of price changes through the app, website, email, app store, or payment provider.

Price changes may apply at the start of your next billing period, subject to the rules of the platform where you purchased your subscription.

If you do not agree to a price change, you may cancel your subscription before the new price takes effect.

20. Plan Changes, Upgrades, and Downgrades

You may be able to upgrade, downgrade, or change your subscription plan, depending on the platform or billing provider where you purchased the subscription.

Plan changes may affect:

  • Billing amount
  • Renewal date
  • Feature access
  • Usage limits
  • Trial eligibility
  • Promotional pricing
  • Availability of premium features

If you upgrade, you may receive immediate access to higher-tier features, subject to platform rules.

If you downgrade, access to higher-tier features may end immediately or at the end of your current billing period, depending on the platform or billing provider.

21. No Financial, Tax, Legal, or Investment Advice

Accounte is provided for informational, organizational, and record-keeping purposes only.

Accounte does not provide:

  • Financial advice
  • Tax advice
  • Legal advice
  • Accounting advice
  • Investment advice
  • Business advisory services
  • Professional consulting services

Reports, calculations, summaries, forecasts, AI insights, category suggestions, budget alerts, investment tracking, and other outputs are generated based on the data you provide and are not professional advice.

You should consult a qualified professional before making financial, tax, legal, accounting, investment, or business decisions.

You are solely responsible for decisions made based on your use of Accounte.

22. AI Features and Automated Outputs

Accounte may provide AI-powered features, including receipt extraction, chat assistance, categorization suggestions, file analysis, financial summaries, and insights.

AI-generated outputs may be inaccurate, incomplete, outdated, or unsuitable for your specific situation.

You agree that:

  • AI suggestions are not professional advice
  • You must review AI-generated outputs before relying on them
  • You are responsible for confirming amounts, dates, categories, reports, and transactions
  • Accounte is not responsible for decisions made solely based on AI-generated content
  • AI features may change, improve, degrade, or become unavailable over time

We may limit, suspend, or modify AI features to protect users, improve quality, prevent abuse, or comply with legal or technical requirements.

23. Receipt Scanning, CSV Import, and File Processing

Accounte may allow you to upload receipts, images, PDFs, CSV files, or other supported files.

You are responsible for ensuring that:

  • You have the right to upload the file
  • The file does not contain illegal, harmful, or unauthorized content
  • The extracted data is accurate before saving
  • Imported transactions are reviewed before being committed
  • Reports generated from imported data are checked for accuracy

AI, OCR, and file-processing tools may make mistakes. You should verify all extracted or imported information before using it.

24. User Responsibilities

You agree to use Accounte responsibly and lawfully.

You are responsible for:

  • Your account activity
  • The accuracy of your data
  • Reviewing reports and calculations
  • Managing your subscription
  • Exporting your data before deletion
  • Keeping backups where necessary
  • Protecting your login credentials
  • Complying with applicable laws
  • Ensuring that your use of Accounte is appropriate for your financial or business needs

25. Acceptable Use

You agree not to use Accounte to:

  • Violate any law or regulation
  • Commit fraud or financial misconduct
  • Upload malware, viruses, or harmful code
  • Attempt to access another user’s account or data
  • Interfere with or disrupt the Services
  • Reverse engineer, copy, scrape, or misuse the Services
  • Abuse, overload, or attack our systems
  • Use automated tools without authorization
  • Misrepresent your identity
  • Upload content that violates the rights of others
  • Use Accounte for illegal financial activity
  • Circumvent payment, subscription, usage limits, or security controls
  • Use AI features to generate harmful, unlawful, deceptive, or abusive content

We may suspend or terminate accounts that violate these Terms.

26. Intellectual Property

Accounte, including its software, design, interface, branding, logos, features, content, databases, systems, and technology, is owned by Leet Wise Solutions or its licensors.

These Terms do not transfer ownership of Accounte or any intellectual property rights to you.

You may not copy, modify, distribute, sell, lease, reverse engineer, or create derivative works based on Accounte unless permitted by law or authorized by us in writing.

27. Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use Accounte for personal, freelance, or business financial organization purposes.

This license does not allow you to:

  • Resell Accounte
  • Provide Accounte as a service to others without permission
  • Copy or modify the software
  • Use Accounte to build a competing product
  • Remove copyright, trademark, or proprietary notices
  • Misuse our APIs, systems, or infrastructure

28. Feedback and Suggestions

If you send us feedback, ideas, suggestions, feature requests, or improvement recommendations, you grant us the right to use them without restriction or compensation to you.

We may use feedback to improve Accounte, develop new features, fix issues, or enhance user experience.

29. Third-Party Services

Accounte may integrate with or rely on third-party services, including app stores, payment processors, hosting providers, analytics tools, notification providers, AI providers, OCR services, email providers, or other service providers.

Your use of third-party services may be subject to their own terms and privacy policies.

We are not responsible for third-party services, including their availability, accuracy, security, policies, fees, or actions.

30. App Store and Google Play Terms

If you download or subscribe to Accounte through Apple App Store or Google Play, your use of the app may also be subject to the applicable app store’s terms, conditions, and policies.

For iOS users, these Terms are between you and Leet Wise Solutions, not Apple. Apple is not responsible for Accounte or its content, maintenance, support, warranties, or claims, except as required by applicable law.

For Android users, these Terms are between you and Leet Wise Solutions, not Google. Google is not responsible for Accounte or its content, maintenance, support, warranties, or claims, except as required by applicable law.

Apple and its subsidiaries may be third-party beneficiaries of these Terms for iOS users and may have the right to enforce these Terms against you as third-party beneficiaries where applicable.

If there is a conflict between these Terms and the applicable app store terms, the app store terms may apply to the extent required by the platform.

31. Availability and Service Changes

We work to keep Accounte available and reliable, but we do not guarantee that the Services will always be available, uninterrupted, secure, or error-free.

Accounte may be unavailable due to:

  • Maintenance
  • Updates
  • Technical issues
  • Internet or network problems
  • Third-party service failures
  • Security incidents
  • Force majeure events
  • Changes to laws or platform requirements

We may modify, suspend, discontinue, or limit any part of the Services at any time.

32. Data Loss and Backups

We use reasonable measures to protect and maintain user data, but we do not guarantee that data loss will never occur.

You are responsible for exporting or backing up important financial records where necessary.

Accounte is not responsible for losses caused by:

  • User error
  • Incorrect data entry
  • Unauthorized account access caused by your failure to secure your account
  • Device loss or compromise
  • Failure to export data before account deletion
  • Third-party service failures
  • Events outside our reasonable control

33. Account Suspension and Termination

We may suspend, restrict, or terminate your access to Accounte if:

  • You violate these Terms
  • You misuse the Services
  • Your payment fails
  • You engage in fraudulent or unlawful activity
  • Your use creates risk for Accounte, other users, or third parties
  • We are required to do so by law
  • We discontinue the Services

You may stop using Accounte at any time.

Termination may result in loss of access to your account, data, paid features, reports, files, and other content.

34. Effects of Termination

After termination or account deletion:

  • Your right to use Accounte ends
  • You may lose access to your account and data
  • Your data may be deleted or de-identified according to our Privacy Policy
  • Some information may be retained where required for legal, tax, accounting, security, fraud-prevention, or compliance reasons
  • Subscription cancellation must still be handled through the platform where you purchased it

Sections that by their nature should survive termination will continue to apply, including intellectual property, disclaimers, limitation of liability, indemnity, dispute resolution, and governing law.

35. Disclaimers

Accounte is provided on an “as is” and “as available” basis.

To the maximum extent permitted by law, we disclaim all warranties, whether express, implied, or statutory, including warranties of:

  • Accuracy
  • Reliability
  • Availability
  • Fitness for a particular purpose
  • Merchantability
  • Non-infringement
  • Error-free operation
  • Security
  • Suitability for financial, tax, legal, accounting, investment, or business decisions

We do not guarantee that Accounte will meet your expectations or that all calculations, reports, AI outputs, imported data, extracted data, or financial summaries will be accurate.

36. Limitation of Liability

To the maximum extent permitted by applicable law, Leet Wise Solutions, Accounte, its owners, directors, employees, contractors, affiliates, service providers, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including:

  • Loss of profits
  • Loss of revenue
  • Loss of data
  • Loss of business opportunity
  • Financial loss
  • Investment loss
  • Tax or accounting errors
  • Business interruption
  • Unauthorized access caused by user negligence
  • Reliance on inaccurate data, reports, or AI outputs
  • Subscription or billing issues handled by app stores or third-party payment providers

Our total liability for any claim related to Accounte will not exceed the amount you paid to Accounte in the three months before the event giving rise to the claim, unless applicable law requires otherwise.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

37. Indemnification

You agree to indemnify and hold harmless Leet Wise Solutions, Accounte, its owners, directors, employees, contractors, affiliates, service providers, and licensors from any claims, damages, losses, liabilities, costs, or expenses arising from:

  • Your use of Accounte
  • Your violation of these Terms
  • Your violation of applicable law
  • Your financial records or uploaded content
  • Your misuse of AI features
  • Your infringement of third-party rights
  • Your failure to secure your account
  • Your decisions based on Accounte reports, calculations, or AI outputs

38. Consumer Rights

Nothing in these Terms limits any rights you may have under applicable consumer protection laws.

If mandatory consumer protection laws in your country provide you with additional rights, those rights are not limited by these Terms.

If any part of these Terms is found to be unenforceable in your jurisdiction, the remaining parts will remain in effect to the fullest extent permitted by law.

39. Changes to These Terms

We may update these Terms from time to time.

When we make changes, we will update the “Last Updated” date at the top of this page.

If we make significant changes, we may notify you through the app, website, email, or other appropriate means.

Your continued use of Accounte after updated Terms become effective means you accept the updated Terms.

If you do not agree to the updated Terms, you must stop using Accounte and cancel any active subscription.

40. Governing Law

These Terms are governed by the laws of Bangladesh, without regard to conflict of law principles.

Subject to applicable consumer protection laws, any dispute arising from or related to these Terms or Accounte will be handled by the competent courts of Bangladesh.

If mandatory consumer protection laws in your country provide you with additional rights or protections, those rights are not limited by these Terms.

41. Contact Us

If you have questions, complaints, or concerns about these Terms, please contact us:

Accounte Support Team
Leet Wise Solutions
Bahaddarhat, Chittagong, Bangladesh
Email: support@accounte.com

We will review and respond to your request within a reasonable time.